CUSTOM TAILORED LOANS FOR YOUR NEEDS

We excel in catering to the California Luxury Markets, with a strong focus on optimizing our SEO for maximum visibility. Our expertise extends across several upscale markets throughout Southern California, including prominent counties such as Los Angeles County, San Diego County, Ventura County, and Orange County, CA. In these regions, luxury properties typically command substantial price tags, ranging from $500,000 to as high as $25,000,000. Such premium real estate often necessitates substantial loan amounts, and our comprehensive suite of loan products includes both traditional and non-traditional options.

To meet the diverse funding needs of our esteemed clientele, we have forged strategic partnerships with the finest companies in the industry. This collaborative approach ensures that our clients receive the best possible financing solutions tailored to the unique demands of the California Luxury Markets.

PORTFOLIO OPTIMIZATION & ASSET MANAGEMENT 

Our company's approach to Portfolio Optimization & Asset Management is not only exceptional but also strategically aligned with best financial practices to ensure our clients receive the highest level of service. We employ a multi-faceted strategy that combines expert financial insight with cutting-edge real estate management techniques to deliver results that exceed expectations. We can target renters, investors, owners, and drill down on our clients need very specifically to the case study. We know marketing, demographics, and target markets. We specialize in finding assets, or finding owners who own those assets.  

First and foremost, our team of seasoned financial professionals utilizes state-of-the-art portfolio optimization tools and techniques. We conduct in-depth market research, risk assessments, and asset allocation strategies to ensure that our clients' portfolios are meticulously tailored to their unique financial goals. This commitment to excellence in asset management forms the bedrock of our services. This helps us to market your asset in an effective way. We leverage technology for your benefit when selling, or buying an asset. 

In tandem with our financial expertise, we place a strong emphasis on real strategy. We recognize that clients in need of portfolio optimization and asset management services often turn to search engines to find the best providers. To cater to this need, we have implemented a robust real estate strategy that includes proper marketing, keyword optimization, content creation, b-rolls, professional photography, analyzing the lease market, determining cap rates, and backlink building. 

Our dedication to both financial excellence and real estate optimization sets us apart in the industry. We are committed to not only managing your assets with precision and care but also ensuring that you can find us easily when you need our expertise. With our winning combination of financial acumen and Real Estate strategy, we are your trusted partner for portfolio optimization and asset management services.

LENDING & CREDIT EXPERTS

With an extensive track record spanning more than two decades in the realm of real estate lending, we proudly position ourselves as distinguished authorities and subject matter experts in the field. Our expertise extends to serving an exclusive clientele comprising educated, high-net-worth real estate buyers, seasoned investors, discerning apartment owners, and individuals seeking tailored real estate services.

Throughout our illustrious journey, we have adeptly managed portfolios valued at over $600,000,000 in active loans. Our wealth of experience equips us to not only facilitate property transactions but also to effectively oversee and manage loan portfolios, ensuring the financial well-being of our clients.

What sets us apart in this competitive arena is our commitment to offering the most competitive terms in the market. We take pride in providing our clients with access to the lowest selling costs, refinancing expenses, and mortgage purchase rate programs available in the highly coveted regions of California, Colorado, and Florida. This strategic advantage empowers our esteemed clientele, enabling them to secure prime properties, refinance existing mortgages, and make sound real estate investments with confidence and cost-effectiveness.

In essence, we are not just a real estate lending institution; we are your trusted partner in achieving your real estate aspirations. By combining our extensive industry knowledge with unparalleled financial acumen, we are here to empower you, the savvy investor, and the astute property owner, in navigating the intricate world of real estate with unparalleled success.


FIRE YOUR BANKS, WITH A LARGE CAPITAL F. 


Fire your banks, with a LARGE CAPITAL 'F', and let me tell you why our mortgage brokers are unequivocally better. Unlike traditional banks, our mortgage brokers offer a level of personalized service and expertise that is second to none. We understand that your financial journey is unique, and we tailor our services to match your specific needs and goals.

Our mortgage brokers have access to a wide network of lenders, giving you access to a plethora of loan options and competitive rates. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, we have the knowledge and resources to secure the most favorable terms for you.

But it doesn't end there. We pride ourselves on our commitment to transparency, communication, and efficiency. We'll guide you through every step of the mortgage process, ensuring you have a clear understanding of your options and the progress of your loan application.

So, don't settle for the limitations of your bank. Fire your banks, make the switch to our mortgage brokers, and experience a level of service and expertise that truly sets us apart. Your financial future deserves nothing less.

HIGHER PURCHASING POWER & LOAN DISCOUNTS

Our mortgage rates are lower than banks since we loan on the wholesale level, and since we deal in bulk loans, we obtain massive pricing discounts, and pass those discounts on to investors and sophisticated buyers such as yourself.  

At Hope Street Funding- OUR PRICING IS BETTER THAN BANKS, CREDIT UNIONS, AND OR OTHER REGIONAL BANKS, OR EVEN NATIONAL BANKS. Because we work in volume. 

vERTICALLY INTEGRATED


The Hope St. Agency is your one-stop destination for seamlessly integrated real estate and lending services. Our boutique-style approach guarantees you an exceptional, white-glove client experience from the very beginning to the final stages of your journey. Our unique boutique model is designed to not only keep costs down but also provide you with access to a range of bundled discounts and under marketed real estate options that will increase your portfolio ROI on your next purchase. 

We specialize in lending across various real estate categories, including residential properties, luxury residential land, multi-family units, commercial real estate (CRE), and new construction projects. Your privacy is our utmost priority, and we assure you 100% discretion, anonymity, and confidentiality when you buy, sell, finance, or manage an asset or let us work on your specific deal or transaction with us.

FOR US- Privacy is A lifestyle 

WE PRIDE OURSELVES FOR SERVING ULTRA-HIGH NETWORTH CLIENTS AND WE MAINTAIN and UPHOLD PRIVACY to the highest standards.  We offer full discretion for all of our clients from start to finish. Regardless of status. 

OUR BUSINESS PARTNERS

WE ARE PARTNERED WITH 30+ LENDERS WITH VARIOUS PROGRAMS TO MEET ALL LENDING NEEDS. OVER 300+ LOANS AND PRODUCTS. 

           

OUR LOAN PRODUCTS

VA, IRRRL's, Veteran Loans to $2,000,000

Conventional Loans,

High Balance Loans 

Jumbo Loans to $5,000,000

Jumbo Loans for Investors/non owners/foreign nationals

Jumbo Non owners- No income, No asset documentation loans 

Alternative Documentation Jumbo Loans 

 

No Ratio Jumbo Loans 

Super Jumbo Loans to $25,000,000

New Construction & Bridge Loans

Multi Family Loans (4+ Units)  

Industrial 

Commercial 

Warehouse

Cold-Storage 

Self-Storage

Land 

Hard Money Lending