CUSTOM TAILORED LOANS FOR YOUR NEEDS

We serve various high-end markets across Southern California. Counties include (Los Angeles County, San Diego County, Ventura County, and Orange County, CA, and these counties contain very high prices, usually from the $500,000 to the $25,000,000 range, these high price points across California require high loan amounts, various loan products that are traditional, and non-traditional. These loans require various funding capabilities, and this is why we have partnered with the best companies in the industry. 

PORTFOLIO OPTIMIZATION & ASSET MANAGEMENT 

Just like you, we know how to increase one's net worth with real estate assets and other assets including debt. Our solid skillset in growing funds is one thing we pride ourselves with. Our average return in 2021 was 29%, with the highest of 47% upside in selecting an asset with immediate value in a multi-family transaction. This is greater than a few hedge funds can provide in a single year, with less risk. In fact, we control this process extremely well, reducing the overall exposure to risk downturns- from the lending to the asset being acquired. Our proprietary systems allows us a unique way to grow your funds. We buy, We Sell. We Manage. We Finance, and We re-invest. We do it well. Very Well. 

We provide this service for all our portfolio clients. We optimize entire real estate portfolios and grow them accordingly to their propensity to risk, desired markets, etc. We treat our business very much like a private-equity fund, the only difference is you own your positions, and can exit at any time. We can increase your real estate holdings with exposing you to little risk as possible, with higher than average expected returns. 

LENDING & CREDIT EXPERTS

We have over 20 years experience in real estate lending making us an authority and consider ourselves subject matter experts. We have managed over $600,000,000 in active loan portfolios, and are fully equipped to manage properties and loans. We offer the lowest selling cost, refinancing costs, and mortgage purchase rate programs in the State of California, Colorado and Florida; giving our buyers and investors an edge in purchasing homes or refinancing their mortgages.

FIRE YOUR BANKS, WITH A LARGE CAPITAL F. 

Our background in banking & operations management has truly gave us insight on how bank executives think, strategic lending geographical areas where they operate, and where they exploit relationships like yours and mine solely based on deposits and other asset factors.

We know how they extend credit opportunities with and without regards to various factors and the relationship aspect that most middle market banks operate in but heavily weight too much on one thing or the other. Usually, investors wouldn't meet one or two or three criterias to obtain full discounts based on certain small, banking technicalities. We work differently. If you have $50M in AUM, or $150M in AUM, you receive the same pricing discounts and opportunities as the larger deposit holder. 

We leverage our access, to find you the best possible deal without cross- collateralizing your business and other assets that you may own. 

HIGHER PURCHASING POWER & LOAN DISCOUNTS

Our mortgage rates are lower than banks since we loan on the wholesale level, and since we deal in bulk loans, we obtain massive pricing discounts, and pass those discounts on to investors and sophisticated buyers such as yourself.  

At Hope Street Funding- OUR PRICING IS BETTER THAN BANKS, CREDIT UNIONS, AND OR OTHER REGIONAL BANKS, OR EVEN NATIONAL BANKS. Because we work in volume. 

vERTICALLY INTEGRATED

THE HOPE ST. AGENCY, OFFERS STREAMLINED INTEGRATED SERVICES FOR REAL ESTATE AND LENDING COMBINED. OUR BOUTIQUE PROVIDES YOU AN EXCELLENT WHITE GLOVE CLIENT EXPERIENCE FROM START TO FINISH. OUR BOUTIQUE HELPS YOU TO KEEP COST DOWN AND OBTAING VARIOUS BUNDLED DISCOUNTS. WE LEND ON RESIDENTIAL, LUXURY RESIDENTIAL LAND, MULTI-FAMILY,  CRE AND NEW CONSTRUCTION PROJECTS. WE OFFER 100% DISCRETION, ANONYMITY AND CONFIDENTIALITY. 

FOR US- Privacy is A lifestyle 

WE PRIDE OURSELVES FOR SERVING ULTRA-HIGH NETWORTH CLIENTS AND WE MAINTAIN and UPHOLD PRIVACY to the highest standards.  We offer full discretion for all of our clients from start to finish. Regardless of status. 

OUR BUSINESS PARTNERS

WE ARE PARTNERED WITH 30+ LENDERS WITH VARIOUS PROGRAMS TO MEET ALL LENDING NEEDS. OVER 300+ LOANS AND PRODUCTS. 

OUR LOAN PRODUCTS

VA, IRRRL's, Veteran Loans to $2,000,000

Conventional Under County Loan Limits, usually between $200,000 to $1,500,000

High Balance Loans Greater than County Loan Limits from $650,000 to $$1,500,000

Jumbo Loans greater than the High Balance Loan Limits to $3,000,000

Jumbo Loans from $2,500,000 to $4,000,000 for investors/non owners

Jumbo Loans to $4,000,000 for investors/non owners- no income, no asset documentation loans 

Alternative Documentation Jumbo Loans to $4,000,000 for investors/non owners

Foreign Resident Jumbo Loans to $4,000,000 for investors/non owners 

No Ratio Jumbo Loans to $4,000,000 for investors/non owners

Super Jumbo Loans to $25,000,000

New Construction & Bridge Loans

Multi Family Loans (4+ Units)  

Industrial 

Commercial 

Warehouse

Cold-Storage 

Self-Storage

Land 

Hard Money Lending