Interested in buying a house greater than $1,010,000- you found the right loan.

AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED 

  • MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
    • ORANGE COUNTY $970,800 
    • LOS ANGELES COUNTY $970,800
    • SAN DIEGO COUNTY $879,750 
    • RIVERSIDE COUNTY $647,200
    • NAPA COUNTY $970,800
    • MONTEREY COUNTY $854,450
    • SANTA CLARA COUNTY $970,800
    • SANTA BARBARA COUNTY $783,750
    • SAN LUIS OBISPOCOUNTY $805,000
    • SONOMA COUNTY COUNTY $764,750
  • 5% Down Conventional Purchase Program 
  • 700+ FICO 
  • Low Mortgage Rates
  • 2 Units 15% Down 
  • 3-4 Units 20%-25% Down * depending on other loan factors
  • Best Guaranteed Rates in the Market
  • Lower Rates than credit unions
  • Lower Rates than large household banks 
  • Lower Rates than middle market banks
  • First Time Buyer Okay

APPLY NOW 

AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • LOWEST RATES GUARANTEED
  • WE BEAT RATES & BEAT COST (GUARANTEED) 
  • Loans must be conventional first-lien mortgages only
  • Owner Occupied
  • 700+ FICO
  • All borrowers must have a credit score
  • Mortgage Insurance is Removed when LTV is 79.99% or less. 
  • Flexible Terms (8-30 years)
  • No Pre-Payment Penalties
  • 30 year amortization, OR CUSTOM TERMS 
  • Ideal for primary purchases & Owner Occupied 
  • Wage Earner (W2) or Self-Employed 
  • SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units 
  • Close most loans in less than 19 days or less
  • Lowest Mortgage Insurance Cost in the Country 
  • 2-3 Month Minimum Reserves, depending on automated finding

AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • Max LTV 75%-80%
  • Minimum FICO 700 
  • Investments or Second Home
  • Best Rates Guaranteed
  • LOWEST RATES GUARANTEED
  • WE WILL RATE MATCH AND BEAT COST 
  • CASH OUT OKAY 
  • 45%-55% DTI
  • W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION 
  • 5 OR MORE RENTAL HOMES OKAY
  • 2nd Home, Investment FROM 75%-80% LTV
  • 45% DTI SFR-4 Units

APPLY NOW 


AGENCY HIGH Balance LOAN

 
PURCHASE & RATE/TERM REFINANCE
Occupancy Type PRIMARY SECOND HOME INVESTMENT
                   
Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO
1-Unit 80/95%¹ 80/95%¹ 700 80/90%¹ 80/90%¹ 700 80% Purchase 80% Purchase 700
80% MAX CASH OUT 75% MAX CASH OUT 700
2-Units 80/85%¹ 80/85%¹ 700 N/A N/A N/A 75% 75% 700
3 to 4-Units 80% 75% 700 N/A N/A N/A 75% 75% 700

HOPE STREET FUNDING

Licensed by the California Department of Real Estate/BRE: #2128366

Licensed by the National Mortgage Licensing #2040148

Equal Opportunity Lender 

Approved in California, Colorado and Florida.

HSFR Logoequal-housing-lender

View Los Angeles Central Side Real Estate Listings

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411 S Hamel Road # 307, Los Angeles

$2,000,000

411 S Hamel Road # 307, Los Angeles

2 Beds 3 Baths 1,823 SqFt Residential MLS® # 23251205
2001 Cyprean Drive, Los Angeles

$2,000,000

2001 Cyprean Drive, Los Angeles

3 Beds 3 Baths 1,732 SqFt Residential MLS® # 23252201
3663 Homeland Drive, View Park

$1,999,999

↓ $89,001

3663 Homeland Drive, View Park

4 Beds 3 Baths 2,368 SqFt Residential MLS® # 23239175
353 S Hoover Street, Los Angeles

$1,999,999

353 S Hoover Street, Los Angeles

4 Beds 2 Baths 2,875 SqFt Residential MLS® # SR22210021
2009 N Commonwealth Avenue, Los Angeles

$1,999,000

2009 N Commonwealth Avenue, Los Angeles

3 Beds 2 Baths 1,516 SqFt Residential MLS® # RS23029909

5629779394

6250 Hollywood Boulevard # 14f, Hollywood

$1,999,000

6250 Hollywood Boulevard # 14f, Hollywood

2 Beds 3 Baths 2,230 SqFt Residential MLS® # GD23039303

818-371-0236

1564 W 36th Place, Los Angeles

$1,999,000

1564 W 36th Place, Los Angeles

3 Beds 4 Baths 4,318 SqFt Residential MLS® # 22222031
1645 Vine Street # 406, Los Angeles

$1,999,000

1645 Vine Street # 406, Los Angeles

2 Beds 2 Baths 2,140 SqFt Residential MLS® # 22212595
New
8581 Appian Way, Los Angeles

$1,998,000

8581 Appian Way, Los Angeles

2 Beds 2 Baths 1,415 SqFt Residential MLS® # 23253211
3642 Holboro Drive, Los Angeles

$1,998,000

3642 Holboro Drive, Los Angeles

3 Beds 3 Baths 1,903 SqFt Residential MLS® # 23251653
4532 Don Milagro Drive, Baldwin Hills

$1,995,000

4532 Don Milagro Drive, Baldwin Hills

3 Beds 3 Baths 2,279 SqFt Residential MLS® # 22205743
2206 Sunset Crest Drive, Los Angeles

$1,995,000

2206 Sunset Crest Drive, Los Angeles

3 Beds 2 Baths 1,500 SqFt Residential MLS® # 23252031
1843 Deloz Avenue, Los Feliz

$1,995,000

1843 Deloz Avenue, Los Feliz

4 Beds 4 Baths 2,237 SqFt Residential MLS® # GD23028829

skataroyan@sbcglobal.net

6006 S Le Doux Road, Los Angeles

$1,995,000

6006 S Le Doux Road, Los Angeles

4 Beds 3 Baths 2,988 SqFt Residential MLS® # OC23025560

714-661-7877

11853 Weir Street, Culver City

$1,995,000

11853 Weir Street, Culver City

5 Beds 6 Baths 2,364 SqFt Residential MLS® # 22223189
1017 S Alfred Street, Los Angeles

$1,990,000

1017 S Alfred Street, Los Angeles

4 Beds 3 Baths 3,100 SqFt Residential MLS® # 23231619
1424 N Crescent Heights Boulevard # 78, West Hollywood

$1,988,888

↓ $111,111

1424 N Crescent Heights Boulevard # 78, West Hollywood

2 Beds 2 Baths 2,032 SqFt Residential MLS® # 22195087
2215 Virginia Road, Los Angeles

$1,980,000

2215 Virginia Road, Los Angeles

10 Beds 5 Baths 3,586 SqFt Residential MLS® # SB23033656

310-720-9005

939 S Ogden Drive, Los Angeles

$1,977,000

939 S Ogden Drive, Los Angeles

5 Beds 5 Baths 3,017 SqFt Residential MLS® # 23245343
New
6521 Homewood Avenue, Los Angeles

$1,975,000

6521 Homewood Avenue, Los Angeles

3 Beds 4 Baths 2,172 SqFt Residential MLS® # GD23040296

delaramrealtyca@gmail.com

4034 W 63rd Street, Los Angeles

$1,959,000

↓ $20,000

4034 W 63rd Street, Los Angeles

5 Beds 4 Baths 3,424 SqFt Residential MLS® # IN23032384

805-258-7160

5127 Bedford Avenue, Los Angeles

$1,950,000

5127 Bedford Avenue, Los Angeles

4 Beds 3 Baths 2,648 SqFt Residential MLS® # 23249797
4924 Crenshaw Boulevard, Los Angeles

$1,904,000

4924 Crenshaw Boulevard, Los Angeles

3 Beds 2 Baths 0 SqFt Residential MLS® # 22178117
2601 Devista Place, Los Angeles

$1,900,000

2601 Devista Place, Los Angeles

4 Beds 4 Baths 3,400 SqFt Residential MLS® # SR23005856

747-444-8382

 
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