Interested in buying a house greater than $1,010,000- you found the right loan.
AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED
- MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
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- ORANGE COUNTY $970,800
- LOS ANGELES COUNTY $970,800
- SAN DIEGO COUNTY $879,750
- RIVERSIDE COUNTY $647,200
- NAPA COUNTY $970,800
- MONTEREY COUNTY $854,450
- SANTA CLARA COUNTY $970,800
- SANTA BARBARA COUNTY $783,750
- SAN LUIS OBISPOCOUNTY $805,000
- SONOMA COUNTY COUNTY $764,750
- 5% Down Conventional Purchase Program
- 700+ FICO
- Low Mortgage Rates
- 2 Units 15% Down
- 3-4 Units 20%-25% Down * depending on other loan factors
- Best Guaranteed Rates in the Market
- Lower Rates than credit unions
- Lower Rates than large household banks
- Lower Rates than middle market banks
- First Time Buyer Okay
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AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M
- Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
- Manufactured Housing Okay
- Purchase/Refinance
- LOWEST RATES GUARANTEED
- WE BEAT RATES & BEAT COST (GUARANTEED)
- Loans must be conventional first-lien mortgages only
- Owner Occupied
- 700+ FICO
- All borrowers must have a credit score
- Mortgage Insurance is Removed when LTV is 79.99% or less.
- Flexible Terms (8-30 years)
- No Pre-Payment Penalties
- 30 year amortization, OR CUSTOM TERMS
- Ideal for primary purchases & Owner Occupied
- Wage Earner (W2) or Self-Employed
- SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units
- Close most loans in less than 19 days or less
- Lowest Mortgage Insurance Cost in the Country
- 2-3 Month Minimum Reserves, depending on automated finding
AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M
- Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
- Manufactured Housing Okay
- Purchase/Refinance
- Max LTV 75%-80%
- Minimum FICO 700
- Investments or Second Home
- Best Rates Guaranteed
- LOWEST RATES GUARANTEED
- WE WILL RATE MATCH AND BEAT COST
- CASH OUT OKAY
- 45%-55% DTI
- W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION
- 5 OR MORE RENTAL HOMES OKAY
- 2nd Home, Investment FROM 75%-80% LTV
- 45% DTI SFR-4 Units
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AGENCY HIGH Balance LOAN
PURCHASE & RATE/TERM REFINANCE | |||||||||
---|---|---|---|---|---|---|---|---|---|
Occupancy Type | PRIMARY | SECOND HOME | INVESTMENT | ||||||
Max LTV/CLTV/HCLTV | Min FICO | Max LTV/CLTV/HCLTV | Min FICO | Max LTV/CLTV/HCLTV | Min FICO | ||||
1-Unit | 80/95%¹ | 80/95%¹ | 700 | 80/90%¹ | 80/90%¹ | 700 | 80% Purchase | 80% Purchase | 700 |
80% MAX CASH OUT | 75% MAX CASH OUT | 700 | |||||||
2-Units | 80/85%¹ | 80/85%¹ | 700 | N/A | N/A | N/A | 75% | 75% | 700 |
3 to 4-Units | 80% | 75% | 700 | N/A | N/A | N/A | 75% | 75% | 700 |
HOPE STREET FUNDING
Licensed by the California Department of Real Estate/BRE: #2128366
Licensed by the National Mortgage Licensing #2040148
Equal Opportunity Lender
Approved in California, Colorado and Florida.
View Los Angeles Central Side Real Estate Listings
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