Interested in buying a house greater than $1,010,000- you found the right loan.

AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED 

  • MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
    • ORANGE COUNTY $970,800 
    • LOS ANGELES COUNTY $970,800
    • SAN DIEGO COUNTY $879,750 
    • RIVERSIDE COUNTY $647,200
    • NAPA COUNTY $970,800
    • MONTEREY COUNTY $854,450
    • SANTA CLARA COUNTY $970,800
    • SANTA BARBARA COUNTY $783,750
    • SAN LUIS OBISPOCOUNTY $805,000
    • SONOMA COUNTY COUNTY $764,750
  • 5% Down Conventional Purchase Program 
  • 700+ FICO 
  • Low Mortgage Rates
  • 2 Units 15% Down 
  • 3-4 Units 20%-25% Down * depending on other loan factors
  • Best Guaranteed Rates in the Market
  • Lower Rates than credit unions
  • Lower Rates than large household banks 
  • Lower Rates than middle market banks
  • First Time Buyer Okay

APPLY NOW 

AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • LOWEST RATES GUARANTEED
  • WE BEAT RATES & BEAT COST (GUARANTEED) 
  • Loans must be conventional first-lien mortgages only
  • Owner Occupied
  • 700+ FICO
  • All borrowers must have a credit score
  • Mortgage Insurance is Removed when LTV is 79.99% or less. 
  • Flexible Terms (8-30 years)
  • No Pre-Payment Penalties
  • 30 year amortization, OR CUSTOM TERMS 
  • Ideal for primary purchases & Owner Occupied 
  • Wage Earner (W2) or Self-Employed 
  • SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units 
  • Close most loans in less than 19 days or less
  • Lowest Mortgage Insurance Cost in the Country 
  • 2-3 Month Minimum Reserves, depending on automated finding

AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • Max LTV 75%-80%
  • Minimum FICO 700 
  • Investments or Second Home
  • Best Rates Guaranteed
  • LOWEST RATES GUARANTEED
  • WE WILL RATE MATCH AND BEAT COST 
  • CASH OUT OKAY 
  • 45%-55% DTI
  • W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION 
  • 5 OR MORE RENTAL HOMES OKAY
  • 2nd Home, Investment FROM 75%-80% LTV
  • 45% DTI SFR-4 Units

APPLY NOW 


AGENCY HIGH Balance LOAN

 
PURCHASE & RATE/TERM REFINANCE
Occupancy Type PRIMARY SECOND HOME INVESTMENT
                   
Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO
1-Unit 80/95%¹ 80/95%¹ 700 80/90%¹ 80/90%¹ 700 80% Purchase 80% Purchase 700
80% MAX CASH OUT 75% MAX CASH OUT 700
2-Units 80/85%¹ 80/85%¹ 700 N/A N/A N/A 75% 75% 700
3 to 4-Units 80% 75% 700 N/A N/A N/A 75% 75% 700

HOPE STREET FUNDING

Licensed by the California Department of Real Estate/BRE: #2128366

Licensed by the National Mortgage Licensing #2040148

Equal Opportunity Lender 

Approved in California, Colorado and Florida.

HSFR Logoequal-housing-lender

View Los Angeles Central Side Real Estate Listings

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New
5047 Ambrose Avenue, Los Angeles

$2,000,000

5047 Ambrose Avenue, Los Angeles

3 Beds 2 Baths 1,894 SqFt Residential MLS® # PV23183767
713 N Orange Drive, Los Angeles

$2,000,000

713 N Orange Drive, Los Angeles

9 Beds 6 Baths 3,931 SqFt Residential MLS® # PW23170874
New
7617 Romaine Street, West Hollywood

$1,999,999

7617 Romaine Street, West Hollywood

6 Beds 5 Baths 3,119 SqFt Residential MLS® # 23315109
8960 Crescent Drive, Los Angeles

$1,999,999

8960 Crescent Drive, Los Angeles

4 Beds 4 Baths 2,318 SqFt Residential MLS® # SR23155056
353 S Hoover Street, Los Angeles

$1,999,999

353 S Hoover Street, Los Angeles

4 Beds 2 Baths 2,875 SqFt Residential MLS® # SR22210021
8276 Sweetzer Court, Los Angeles

$1,998,000

↓ $200,000

8276 Sweetzer Court, Los Angeles

3 Beds 4 Baths 2,141 SqFt Residential MLS® # 23308681
11376 Malat Way, Culver City

$1,995,000

11376 Malat Way, Culver City

4 Beds 3 Baths 2,035 SqFt Residential MLS® # 23311089
11853 Weir Street, Culver City

$1,995,000

11853 Weir Street, Culver City

5 Beds 6 Baths 2,364 SqFt Residential MLS® # 23305173
4019 Cumberland Avenue, Los Angeles

$1,995,000

4019 Cumberland Avenue, Los Angeles

4 Beds 2 Baths 1,505 SqFt Residential MLS® # 23311015
7965 Hollywood Boulevard, Los Angeles

$1,995,000

7965 Hollywood Boulevard, Los Angeles

3 Beds 2 Baths 1,651 SqFt Residential MLS® # 23310317
338 S Sycamore Avenue, Los Angeles

$1,995,000

338 S Sycamore Avenue, Los Angeles

3 Beds 3 Baths 1,380 SqFt Residential MLS® # 23305907
11215 Hannum Avenue, Culver City

$1,995,000

↓ $100,000

11215 Hannum Avenue, Culver City

4 Beds 3 Baths 1,537 SqFt Residential MLS® # DW23151663
1349 1/2 N Gardner Street, Los Angeles

$1,995,000

1349 1/2 N Gardner Street, Los Angeles

3 Beds 5 Baths 2,868 SqFt Residential MLS® # 23303057
1901 Weepah Way, Los Angeles

$1,995,000

1901 Weepah Way, Los Angeles

4 Beds 4 Baths 2,137 SqFt Residential MLS® # 23289379
823 N Ogden Drive, Los Angeles

$1,995,000

823 N Ogden Drive, Los Angeles

4 Beds 2 Baths 1,872 SqFt Residential MLS® # SR23091140
1645 Vine Street # 406, Los Angeles

$1,995,000

1645 Vine Street # 406, Los Angeles

2 Beds 2 Baths 2,140 SqFt Residential MLS® # 23265295
1017 S Alfred Street, Los Angeles

$1,990,000

1017 S Alfred Street, Los Angeles

4 Beds 3 Baths 3,100 SqFt Residential MLS® # 23231619
3834 Dublin Avenue, Los Angeles

$1,988,000

↓ $211,000

3834 Dublin Avenue, Los Angeles

5 Beds 4 Baths 3,988 SqFt Residential MLS® # SB23150569
3840 S Cochran Avenue, Los Angeles

$1,983,000

↓ $5,000

3840 S Cochran Avenue, Los Angeles

6 Beds 5 Baths 4,574 SqFt Residential MLS® # LG23107080
1735 Taft Avenue, Los Angeles

$1,975,000

1735 Taft Avenue, Los Angeles

4 Beds 2 Baths 3,045 SqFt Residential MLS® # 23307047
4205 Monteith Drive, View Park

$1,975,000

4205 Monteith Drive, View Park

4 Beds 3 Baths 3,072 SqFt Residential MLS® # 23304645
1514 S Durango Avenue, Los Angeles

$1,975,000

1514 S Durango Avenue, Los Angeles

4 Beds 2 Baths 2,054 SqFt Residential MLS® # 23300657
507 N Orlando Avenue # 304, West Hollywood

$1,970,000

↓ $80,000

507 N Orlando Avenue # 304, West Hollywood

2 Beds 3 Baths 1,554 SqFt Residential MLS® # 23268925
5251 Veronica Street, Los Angeles

$1,950,000

5251 Veronica Street, Los Angeles

4 Beds 4 Baths 4,287 SqFt Residential MLS® # 23301755
 
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