Interested in buying a house greater than $1,010,000- you found the right loan.

AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED 

  • MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
    • ORANGE COUNTY $970,800 
    • LOS ANGELES COUNTY $970,800
    • SAN DIEGO COUNTY $879,750 
    • RIVERSIDE COUNTY $647,200
    • NAPA COUNTY $970,800
    • MONTEREY COUNTY $854,450
    • SANTA CLARA COUNTY $970,800
    • SANTA BARBARA COUNTY $783,750
    • SAN LUIS OBISPOCOUNTY $805,000
    • SONOMA COUNTY COUNTY $764,750
  • 5% Down Conventional Purchase Program 
  • 700+ FICO 
  • Low Mortgage Rates
  • 2 Units 15% Down 
  • 3-4 Units 20%-25% Down * depending on other loan factors
  • Best Guaranteed Rates in the Market
  • Lower Rates than credit unions
  • Lower Rates than large household banks 
  • Lower Rates than middle market banks
  • First Time Buyer Okay

APPLY NOW 

AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • LOWEST RATES GUARANTEED
  • WE BEAT RATES & BEAT COST (GUARANTEED) 
  • Loans must be conventional first-lien mortgages only
  • Owner Occupied
  • 700+ FICO
  • All borrowers must have a credit score
  • Mortgage Insurance is Removed when LTV is 79.99% or less. 
  • Flexible Terms (8-30 years)
  • No Pre-Payment Penalties
  • 30 year amortization, OR CUSTOM TERMS 
  • Ideal for primary purchases & Owner Occupied 
  • Wage Earner (W2) or Self-Employed 
  • SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units 
  • Close most loans in less than 19 days or less
  • Lowest Mortgage Insurance Cost in the Country 
  • 2-3 Month Minimum Reserves, depending on automated finding

AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • Max LTV 75%-80%
  • Minimum FICO 700 
  • Investments or Second Home
  • Best Rates Guaranteed
  • LOWEST RATES GUARANTEED
  • WE WILL RATE MATCH AND BEAT COST 
  • CASH OUT OKAY 
  • 45%-55% DTI
  • W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION 
  • 5 OR MORE RENTAL HOMES OKAY
  • 2nd Home, Investment FROM 75%-80% LTV
  • 45% DTI SFR-4 Units

APPLY NOW 


AGENCY HIGH Balance LOAN

 
PURCHASE & RATE/TERM REFINANCE
Occupancy Type PRIMARY SECOND HOME INVESTMENT
                   
Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO
1-Unit 80/95%¹ 80/95%¹ 700 80/90%¹ 80/90%¹ 700 80% Purchase 80% Purchase 700
80% MAX CASH OUT 75% MAX CASH OUT 700
2-Units 80/85%¹ 80/85%¹ 700 N/A N/A N/A 75% 75% 700
3 to 4-Units 80% 75% 700 N/A N/A N/A 75% 75% 700

HOPE STREET FUNDING

Licensed by the California Department of Real Estate/BRE: #2128366

Licensed by the National Mortgage Licensing #2040148

Equal Opportunity Lender 

Approved in California, Colorado and Florida.

HSFR Logoequal-housing-lender

View Los Angeles Central Side Real Estate Listings

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6521 Homewood Avenue, Los Angeles

$2,000,000

↑ $1,140,100

6521 Homewood Avenue, Los Angeles

3 Beds 4 Baths 2,172 SqFt Residential MLS® # 22167625
132 N Swall Drive # 301, Los Angeles

$2,000,000

132 N Swall Drive # 301, Los Angeles

2 Beds 2 Baths 1,470 SqFt Residential MLS® # 22138381
415 N Detroit Street, Los Angeles

$1,999,000

415 N Detroit Street, Los Angeles

4 Beds 5 Baths 1,838 SqFt Residential MLS® # 22168051
10634 Drakewood Avenue, Culver City

$1,999,000

↓ $100,000

10634 Drakewood Avenue, Culver City

3 Beds 3 Baths 1,911 SqFt Residential MLS® # 22161711
3886 Olympiad Drive, View Park

$1,998,000

3886 Olympiad Drive, View Park

3 Beds 4 Baths 3,887 SqFt Residential MLS® # P1-10058
2624 Claremont Avenue, Los Angeles

$1,995,000

2624 Claremont Avenue, Los Angeles

4 Beds 2 Baths 1,954 SqFt Residential MLS® # 22168477
1524 N Alexandria Avenue, Los Angeles

$1,995,000

1524 N Alexandria Avenue, Los Angeles

2 Beds 1 Bath 1,131 SqFt Residential MLS® # 22166611
10914 Stever Street, Culver City

$1,995,000

10914 Stever Street, Culver City

4 Beds 3 Baths 2,340 SqFt Residential MLS® # 22164355
1533 N Vista Street # 401, Los Angeles

$1,995,000

↑ $1,397,000

1533 N Vista Street # 401, Los Angeles

3 Beds 3 Baths 2,025 SqFt Residential MLS® # 22164183
2048 Stanley Hills Place, Los Angeles

$1,995,000

2048 Stanley Hills Place, Los Angeles

3 Beds 4 Baths 0 SqFt Residential MLS® # 22161369
3014 Maxwell Street, Los Angeles

$1,995,000

3014 Maxwell Street, Los Angeles

3 Beds 3 Baths 2,008 SqFt Residential MLS® # 22157989
1345 Havenhurst Drive # 13, West Hollywood

$1,995,000

1345 Havenhurst Drive # 13, West Hollywood

2 Beds 3 Baths 1,779 SqFt Residential MLS® # 22134395
2240 N Talmadge Street, Los Feliz

$1,989,000

2240 N Talmadge Street, Los Feliz

3 Beds 2 Baths 2,289 SqFt Residential MLS® # GD22105824
New
542 N Citrus Avenue, Los Angeles

$1,975,000

542 N Citrus Avenue, Los Angeles

3 Beds 2 Baths 2,105 SqFt Residential MLS® # 22173201
New
449 N Edinburgh Avenue, Los Angeles

$1,975,000

↑ $1,335,000

449 N Edinburgh Avenue, Los Angeles

3 Beds 2 Baths 1,872 SqFt Residential MLS® # 22172775
8656 Skyline Drive, Los Angeles

$1,970,000

8656 Skyline Drive, Los Angeles

2 Beds 2 Baths 1,066 SqFt Residential MLS® # 22166373
New
8361 W 4th Street, Los Angeles

$1,950,000

8361 W 4th Street, Los Angeles

3 Beds 2 Baths 1,751 SqFt Residential MLS® # OC22131076
12045 Juniette Street, Los Angeles

$1,949,000

12045 Juniette Street, Los Angeles

4 Beds 3 Baths 2,074 SqFt Residential MLS® # 22168467
8783 Lookout Mountain Avenue, Los Angeles

$1,925,000

↓ $70,000

8783 Lookout Mountain Avenue, Los Angeles

4 Beds 4 Baths 3,162 SqFt Residential MLS® # 22168019
5121 Inaglen Way, Windsor Hills

$1,899,000

5121 Inaglen Way, Windsor Hills

4 Beds 3 Baths 2,389 SqFt Residential MLS® # SR22120879
2326 Stanley Hills Drive, Los Angeles

$1,899,000

2326 Stanley Hills Drive, Los Angeles

3 Beds 4 Baths 1,981 SqFt Residential MLS® # 22160627
405 N Fuller Avenue, Los Angeles

$1,899,000

↓ $100,000

405 N Fuller Avenue, Los Angeles

5 Beds 3 Baths 2,782 SqFt Residential MLS® # 22140819
1533 N Vista Street # 301, Los Angeles

$1,895,000

1533 N Vista Street # 301, Los Angeles

3 Beds 3 Baths 1,994 SqFt Residential MLS® # 22164031
1412 N Crescent Heights Boulevard # 105, West Hollywood

$1,888,000

1412 N Crescent Heights Boulevard # 105, West Hollywood

2 Beds 3 Baths 1,567 SqFt Residential MLS® # 22148733
 
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