Interested in buying a house greater than $1,010,000- you found the right loan.

AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED 

  • MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
    • ORANGE COUNTY $970,800 
    • LOS ANGELES COUNTY $970,800
    • SAN DIEGO COUNTY $879,750 
    • RIVERSIDE COUNTY $647,200
    • NAPA COUNTY $970,800
    • MONTEREY COUNTY $854,450
    • SANTA CLARA COUNTY $970,800
    • SANTA BARBARA COUNTY $783,750
    • SAN LUIS OBISPOCOUNTY $805,000
    • SONOMA COUNTY COUNTY $764,750
  • 5% Down Conventional Purchase Program 
  • 700+ FICO 
  • Low Mortgage Rates
  • 2 Units 15% Down 
  • 3-4 Units 20%-25% Down * depending on other loan factors
  • Best Guaranteed Rates in the Market
  • Lower Rates than credit unions
  • Lower Rates than large household banks 
  • Lower Rates than middle market banks
  • First Time Buyer Okay

APPLY NOW 

AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • LOWEST RATES GUARANTEED
  • WE BEAT RATES & BEAT COST (GUARANTEED) 
  • Loans must be conventional first-lien mortgages only
  • Owner Occupied
  • 700+ FICO
  • All borrowers must have a credit score
  • Mortgage Insurance is Removed when LTV is 79.99% or less. 
  • Flexible Terms (8-30 years)
  • No Pre-Payment Penalties
  • 30 year amortization, OR CUSTOM TERMS 
  • Ideal for primary purchases & Owner Occupied 
  • Wage Earner (W2) or Self-Employed 
  • SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units 
  • Close most loans in less than 19 days or less
  • Lowest Mortgage Insurance Cost in the Country 
  • 2-3 Month Minimum Reserves, depending on automated finding

AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • Max LTV 75%-80%
  • Minimum FICO 700 
  • Investments or Second Home
  • Best Rates Guaranteed
  • LOWEST RATES GUARANTEED
  • WE WILL RATE MATCH AND BEAT COST 
  • CASH OUT OKAY 
  • 45%-55% DTI
  • W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION 
  • 5 OR MORE RENTAL HOMES OKAY
  • 2nd Home, Investment FROM 75%-80% LTV
  • 45% DTI SFR-4 Units

APPLY NOW 


AGENCY HIGH Balance LOAN

 
PURCHASE & RATE/TERM REFINANCE
Occupancy Type PRIMARY SECOND HOME INVESTMENT
                   
Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO
1-Unit 80/95%¹ 80/95%¹ 700 80/90%¹ 80/90%¹ 700 80% Purchase 80% Purchase 700
80% MAX CASH OUT 75% MAX CASH OUT 700
2-Units 80/85%¹ 80/85%¹ 700 N/A N/A N/A 75% 75% 700
3 to 4-Units 80% 75% 700 N/A N/A N/A 75% 75% 700

HOPE STREET FUNDING

Licensed by the California Department of Real Estate/BRE: #2128366

Licensed by the National Mortgage Licensing #2040148

Equal Opportunity Lender 

Approved in California, Colorado and Florida.

HSFR Logoequal-housing-lender

View Los Angeles Central Side Real Estate Listings

Sort by:
132 N Swall Drive # 301, Los Angeles

$2,000,000

132 N Swall Drive # 301, Los Angeles

2 Beds 2 Baths 1,330 SqFt Residential MLS® # 22195544
New
353 S Hoover Street, Los Angeles

$1,999,999

353 S Hoover Street, Los Angeles

4 Beds 2 Baths 2,875 SqFt Residential MLS® # SR22210021
New
4737 Don Porfirio Place, Los Angeles

$1,999,999

4737 Don Porfirio Place, Los Angeles

3 Beds 3 Baths 3,061 SqFt Residential MLS® # 22202869
6412 S Holt Avenue, Los Angeles

$1,999,999

↓ $195,001

6412 S Holt Avenue, Los Angeles

4 Beds 4 Baths 3,338 SqFt Residential MLS® # 22199053
5625 S Sherbourne Drive, Los Angeles

$1,999,900

↓ $100,000

5625 S Sherbourne Drive, Los Angeles

3 Beds 4 Baths 4,013 SqFt Residential MLS® # OC22199942
411 S Hamel Road # 305, Los Angeles

$1,999,000

411 S Hamel Road # 305, Los Angeles

2 Beds 3 Baths 1,835 SqFt Residential MLS® # 22175409
721 N Martel Avenue, Los Angeles

$1,999,000

721 N Martel Avenue, Los Angeles

3 Beds 2 Baths 1,518 SqFt Residential MLS® # 22183879
6404 Springpark Avenue, Los Angeles

$1,998,000

6404 Springpark Avenue, Los Angeles

5 Beds 4 Baths 3,215 SqFt Residential MLS® # 22194869
New
5348 Emporia Avenue, Culver City

$1,995,000

5348 Emporia Avenue, Culver City

3 Beds 2 Baths 1,875 SqFt Residential MLS® # 22204515
New
4300 Don Arellanes Drive, Los Angeles

$1,995,000

4300 Don Arellanes Drive, Los Angeles

3 Beds 2 Baths 2,289 SqFt Residential MLS® # 22193935
740 N Crescent Heights Boulevard, Los Angeles

$1,995,000

740 N Crescent Heights Boulevard, Los Angeles

4 Beds 3 Baths 2,035 SqFt Residential MLS® # 22201403
5571 Onacrest Drive, Los Angeles

$1,995,000

5571 Onacrest Drive, Los Angeles

5 Beds 4 Baths 4,112 SqFt Residential MLS® # 22195863
5526 Lexington, Los Angeles

$1,995,000

5526 Lexington, Los Angeles

5 Beds 3 Baths 1,465 SqFt Residential MLS® # SB22170093
11853 Weir Street, Culver City

$1,995,000

11853 Weir Street, Culver City

5 Beds 6 Baths 2,364 SqFt Residential MLS® # 22181442
New
146 S Gardner Street, Los Angeles

$1,990,000

146 S Gardner Street, Los Angeles

3 Beds 3 Baths 1,635 SqFt Residential MLS® # 22204196
2215 Virginia Road, Los Angeles

$1,980,000

2215 Virginia Road, Los Angeles

9 Beds 5 Baths 3,040 SqFt Residential MLS® # 22198961
1739 Preuss Road, Los Angeles

$1,950,000

1739 Preuss Road, Los Angeles

3 Beds 2 Baths 1,508 SqFt Residential MLS® # 22200211
10737 Flaxton Street, Culver City

$1,950,000

↓ $49,999

10737 Flaxton Street, Culver City

4 Beds 3 Baths 1,780 SqFt Residential MLS® # SB22189717
9003 Wonderland Avenue, Los Angeles

$1,950,000

9003 Wonderland Avenue, Los Angeles

4 Beds 6 Baths 4,646 SqFt Residential MLS® # 22169125
3980 Prospect Avenue, Los Angeles

$1,925,000

3980 Prospect Avenue, Los Angeles

2 Beds 2 Baths 1,441 SqFt Residential MLS® # 22198349
4924 Crenshaw Boulevard, Los Angeles

$1,904,000

4924 Crenshaw Boulevard, Los Angeles

3 Beds 2 Baths 0 SqFt Residential MLS® # 22178117
10836 Lindblade Street, Culver City

$1,900,000

↑ $50,000

10836 Lindblade Street, Culver City

3 Beds 2 Baths 1,618 SqFt Residential MLS® # 22189919
1318 Roxbury Drive # 311, Los Angeles

$1,900,000

1318 Roxbury Drive # 311, Los Angeles

3 Beds 4 Baths 2,304 SqFt Residential MLS® # 22178713
7419 Waring Avenue, Los Angeles

$1,900,000

↓ $99,900

7419 Waring Avenue, Los Angeles

6 Beds 3 Baths 2,712 SqFt Residential MLS® # 222003902
 
TERMS AND CONDITIONS APPLY 

Book An Appointment Now