Interested in buying a house greater than $1,010,000- you found the right loan.

AGENCY HIGH BALANCE PURCHASE OWNER OCCUPIED 

  • MAXIMUM LOAN AMOUNTS FOR SINGLE FAMILY RESIDENCE
    • ORANGE COUNTY $970,800 
    • LOS ANGELES COUNTY $970,800
    • SAN DIEGO COUNTY $879,750 
    • RIVERSIDE COUNTY $647,200
    • NAPA COUNTY $970,800
    • MONTEREY COUNTY $854,450
    • SANTA CLARA COUNTY $970,800
    • SANTA BARBARA COUNTY $783,750
    • SAN LUIS OBISPOCOUNTY $805,000
    • SONOMA COUNTY COUNTY $764,750
  • 5% Down Conventional Purchase Program 
  • 700+ FICO 
  • Low Mortgage Rates
  • 2 Units 15% Down 
  • 3-4 Units 20%-25% Down * depending on other loan factors
  • Best Guaranteed Rates in the Market
  • Lower Rates than credit unions
  • Lower Rates than large household banks 
  • Lower Rates than middle market banks
  • First Time Buyer Okay

APPLY NOW 

AGENCY HIGH BALANCE 1-4 UNITS OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • LOWEST RATES GUARANTEED
  • WE BEAT RATES & BEAT COST (GUARANTEED) 
  • Loans must be conventional first-lien mortgages only
  • Owner Occupied
  • 700+ FICO
  • All borrowers must have a credit score
  • Mortgage Insurance is Removed when LTV is 79.99% or less. 
  • Flexible Terms (8-30 years)
  • No Pre-Payment Penalties
  • 30 year amortization, OR CUSTOM TERMS 
  • Ideal for primary purchases & Owner Occupied 
  • Wage Earner (W2) or Self-Employed 
  • SWT, MWT, Condo's, PUD's, SFR's, SFR 1-4 units 
  • Close most loans in less than 19 days or less
  • Lowest Mortgage Insurance Cost in the Country 
  • 2-3 Month Minimum Reserves, depending on automated finding

AGENCY HIGH BALANCE 1-4 UNITS NON OWNER OCCUPIED (10-30 YEAR FIXED) TO $1.8M

  • Maximum Loan Amount to County Loan Limit to $1,867,275 Depending Unit Count, and County
  • Manufactured Housing Okay 
  • Purchase/Refinance
  • Max LTV 75%-80%
  • Minimum FICO 700 
  • Investments or Second Home
  • Best Rates Guaranteed
  • LOWEST RATES GUARANTEED
  • WE WILL RATE MATCH AND BEAT COST 
  • CASH OUT OKAY 
  • 45%-55% DTI
  • W2 WAGE BORROWER OR SELF-EMPLOYED VIA CORPORATION 
  • 5 OR MORE RENTAL HOMES OKAY
  • 2nd Home, Investment FROM 75%-80% LTV
  • 45% DTI SFR-4 Units

APPLY NOW 


AGENCY HIGH Balance LOAN

 
PURCHASE & RATE/TERM REFINANCE
Occupancy Type PRIMARY SECOND HOME INVESTMENT
                   
Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO Max LTV/CLTV/HCLTV Min FICO
1-Unit 80/95%¹ 80/95%¹ 700 80/90%¹ 80/90%¹ 700 80% Purchase 80% Purchase 700
80% MAX CASH OUT 75% MAX CASH OUT 700
2-Units 80/85%¹ 80/85%¹ 700 N/A N/A N/A 75% 75% 700
3 to 4-Units 80% 75% 700 N/A N/A N/A 75% 75% 700

HOPE STREET FUNDING

Licensed by the California Department of Real Estate/BRE: #2128366

Licensed by the National Mortgage Licensing #2040148

Equal Opportunity Lender 

Approved in California, Colorado and Florida.

HSFR Logoequal-housing-lender

View Los Angeles Central Side Real Estate Listings

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New
8846 Saturn Street, Los Angeles

$2,000,000

8846 Saturn Street, Los Angeles

6 Beds 6 Baths 3,500 SqFt Residential MLS® # SR24037895
2250 Nichols Canyon Road, Los Angeles

$1,999,999

2250 Nichols Canyon Road, Los Angeles

2 Beds 3 Baths 2,025 SqFt Residential MLS® # 24346807
7617 Romaine Street, West Hollywood

$1,999,999

7617 Romaine Street, West Hollywood

6 Beds 5 Baths 3,119 SqFt Residential MLS® # 23337595
1000 Stanley Avenue, West Hollywood

$1,999,999

1000 Stanley Avenue, West Hollywood

4 Beds 3 Baths 1,900 SqFt Residential MLS® # 23332807
1027 Spaulding Avenue, West Hollywood

$1,999,900

↓ $500,000

1027 Spaulding Avenue, West Hollywood

3 Beds 2 Baths 1,302 SqFt Residential MLS® # CV24015021
New
202 Citrus Avenue, Los Angeles

$1,999,000

202 Citrus Avenue, Los Angeles

5 Beds 3 Baths 3,934 SqFt Residential MLS® # 24362135
1814 Edgemont Street, Los Angeles

$1,999,000

1814 Edgemont Street, Los Angeles

5 Beds 3 Baths 2,490 SqFt Residential MLS® # IV24007898
411 Hamel Road # 106, Los Angeles

$1,999,000

411 Hamel Road # 106, Los Angeles

2 Beds 3 Baths 2,187 SqFt Residential MLS® # 24346715
2226 Lyric Avenue, Los Angeles

$1,995,000

2226 Lyric Avenue, Los Angeles

3 Beds 4 Baths 2,315 SqFt Residential MLS® # 24346555
2115 Rodney Drive, Los Angeles

$1,995,000

↓ $103,000

2115 Rodney Drive, Los Angeles

3 Beds 2 Baths 1,660 SqFt Residential MLS® # 24355261
8843 Dorrington Avenue, West Hollywood

$1,995,000

8843 Dorrington Avenue, West Hollywood

2 Beds 2 Baths 1,166 SqFt Residential MLS® # 24348245
5826 Chariton Avenue, Ladera Heights

$1,995,000

↓ $100,000

5826 Chariton Avenue, Ladera Heights

5 Beds 4 Baths 3,527 SqFt Residential MLS® # OC23216058
823 N Ogden Drive, Los Angeles

$1,995,000

823 N Ogden Drive, Los Angeles

4 Beds 2 Baths 1,872 SqFt Residential MLS® # SR23091140
340 N Crescent Heights Boulevard, Los Angeles

$1,995,000

↓ $305,000

340 N Crescent Heights Boulevard, Los Angeles

4 Beds 2 Baths 2,247 SqFt Residential MLS® # 23228409
4436 Don Felipe Drive, Los Angeles

$1,990,000

↓ $85,000

4436 Don Felipe Drive, Los Angeles

4 Beds 3 Baths 3,500 SqFt Residential MLS® # 23309879
1017 S Alfred Street, Los Angeles

$1,990,000

1017 S Alfred Street, Los Angeles

4 Beds 3 Baths 3,100 SqFt Residential MLS® # 23231619
8522 Oak Court, Los Angeles

$1,988,800

8522 Oak Court, Los Angeles

2 Beds 2 Baths 1,062 SqFt Residential MLS® # 24355529
2326 23rd Street, Los Angeles

$1,980,000

2326 23rd Street, Los Angeles

6 Beds 5 Baths 4,100 SqFt Residential MLS® # 24352433
New
900 Curson Avenue, Los Angeles

$1,975,000

900 Curson Avenue, Los Angeles

6 Beds 4 Baths 4,890 SqFt Residential MLS® # OC24037019
937 Spaulding, West Hollywood

$1,975,000

937 Spaulding, West Hollywood

3 Beds 3 Baths 1,900 SqFt Residential MLS® # 23337573
New
5356 West Boulevard, Los Angeles

$1,905,000

5356 West Boulevard, Los Angeles

4 Beds 4 Baths 2,853 SqFt Residential MLS® # 24361783
4816 Inglewood Boulevard, Culver City

$1,900,000

4816 Inglewood Boulevard, Culver City

3 Beds 3 Baths 2,048 SqFt Residential MLS® # 24352553
6371 6th Street, Los Angeles

$1,900,000

6371 6th Street, Los Angeles

6 Beds 4 Baths 4,468 SqFt Residential MLS® # SB24016450
1417 Kenmore Avenue, Los Angeles

$1,900,000

↓ $200,000

1417 Kenmore Avenue, Los Angeles

7 Beds 4 Baths 3,505 SqFt Residential MLS® # IG22092334
 
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